![]() In 2016, the average credit score in the United States was 687 ( source). A credit score ranges from 330 to 830 with the higher the number representing a lesser risk to the lender in addition to a better interest rate that may be obtained by the borrower. The first step into obtaining a loan is to run a credit check on yourself which can be purchased for $30 from either TransUnion, Equifax, or Experian. ![]() Step 2 – Obtain/Provide Your Credit Score ![]()
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